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Certificates of insurance
310328-00
Forgery of an insurance certificate
Recently, we were shown a certificate of insurance that we issued which the insured photocopied, whited out and re-typed to indicate the presence......
310348-00
Adding terms to a certificate of liability insurance
May an insurance agent add terms to a certificate of liability insurance without violating the Insurance Law?...
310473-00
Requiring certain coverages/endorsements be reflected on certificates
Does the New York certificates law prohibit someone from requiring certain insurance coverages or endorsements, and that those......
900008-00
Certificates—listing exclusions
We frequently are asked to issue a certificate of insurance for contractors. If there are excluded operations (e.g., roofing), should these be......
900091-00
BAP additional insured
Suppose a certificate holder requests additional insured coverage on the business automobile policy, as well as the general liability policy. Can......
900167-00
CGL blanket additional insured endorsement
Do the ISO Commercial General Liability Coverage Form (CG 00 01) and a proprietary blanket additional insured endorsement satisfy the following......
900193-00
Primary language on certificates
If “primary” coverage is already built into most subcontractors’ general liability policies, why won’t their insurance......
900213-00
Certificate—how much information is enough under certificates of insurance
When issuing a certificate of insurance, how much information about the insured’s coverages do we need to list on the certificate? For......
900224-00
Automatic additional insured
If we indicate that a contractor is an additional insured on a certificate of insurance and there is an automatic additional insured endorsement......
900259-00
Certificates—midterm change in limits
In these economic times, we have a number of clients looking to reduce their umbrella limit on a midterm basis. We have issued certificates......
900430-00
‘Sample’ certificate of insurance
We have an insured asking for a “sample” certificate of insurance. He does not want a certificate holder listed and intends to deliver......
900431-00
Certificate holders
My client has insurance to do business as a drywaller and gave a certificate of insurance to a general contractor. She recently had her policy......